India Finance 4U provides comprehensive loan solutions with competitive interest rates, quick approvals, and personalized service. Whether you need a personal loan, home loan, business loan, or specialized financing, we're here to help you achieve your financial goals with transparency and expertise.
Explore Our Loan ServicesWe are committed to providing the best loan solutions with unmatched customer service and transparency
Get loans at the most competitive interest rates in the market with flexible repayment options.
Fast processing and approval within 24-48 hours with minimal documentation requirements.
Your data and transactions are protected with bank-level security and encryption.
Our dedicated customer support team is available round the clock to assist you.
Choose from our wide range of loan products designed to meet your diverse financial needs with flexible terms and competitive rates.
Get instant personal loans for medical emergencies, weddings, travel, or any personal needs with minimal documentation and quick processing.
Fuel your business growth with working capital loans, equipment financing, and expansion capital solutions tailored for your business needs.
Realize your dream of owning a home with our affordable home loans for new purchase, construction, or renovation with long repayment tenure.
Unlock the value of your property to get high-value loans for business expansion, education, or other significant financial requirements.
Drive home your dream car with our attractive car loan offers for new vehicles from all major brands with quick processing and zero hidden charges.
Purchase pre-owned cars with our used car loans at attractive interest rates and quick approval process with minimal documentation.
Government-backed Mudra loans for micro-enterprises under PMMY scheme to support small businesses and startups with collateral-free financing.
Specialized loans for Micro, Small & Medium Enterprises to support working capital and expansion needs with government subsidies and benefits.
Prime Minister's Employment Generation Programme loans for new business ventures with margin money subsidy and special benefits.
Get your loan approved in just 4 easy steps with our streamlined process
Fill our simple online application form with basic details and choose your preferred loan type.
Submit required documents online. Our team verifies and processes your application.
Get loan approval within 24-48 hours with customized loan terms and interest rates.
Receive loan amount directly in your bank account within 24 hours of approval.
Find answers to common questions about our loan services and application process
Minimum eligibility criteria for a personal loan includes: Age between 21-60 years, minimum monthly income of ₹15,000 (₹20,000 for metro cities), minimum work experience of 1 year with 6 months in current organization, and a credit score of 650 or above. Self-employed individuals need to have business continuity for at least 2 years.
For personal loans and car loans, approval typically takes 24-48 hours after document submission. For home loans and business loans, approval may take 3-7 working days depending on property verification and business assessment. We prioritize quick processing and keep you updated at every stage.
Basic documents include: Identity proof (Aadhaar, PAN, Passport), address proof (Aadhaar, Utility bills), income proof (salary slips for salaried, ITR for self-employed), bank statements (last 6 months), and photographs. For home loans and loan against property, additional property documents are required.
Yes, you can prepay your loan. For floating rate loans, most banks allow prepayment without any charges. For fixed rate loans, prepayment charges may apply (usually 2-5% of outstanding amount). We help you choose loans with minimal prepayment charges and guide you on the best prepayment strategy.
Mudra loans are specifically for micro-enterprises under the Pradhan Mantri Mudra Yojana with three categories (Shishu, Kishor, Tarun) up to ₹10 lakhs. MSME loans cater to Micro, Small, and Medium Enterprises with higher limits (up to ₹10 crores) and include various schemes like CGTMSE, PMEGP, etc. We help you choose the right scheme based on your business needs.
